Expense Management Software · Purchase Order and Approval Software
Ramp review
Corporate card and spend platform with a free tier and a paid Plus plan, where purchase orders come from a Procurement add-on.
Ramp at a glance
- Starting price
- $0 (Free); Plus $15 per user per month plus platform fee
- Pricing model
- per user plus platform fee
- Public pricing
- Yes
- Free plan
- Yes
- Free trial
- Yes
- Contract
- Enterprise annual
- G2 rating
- 4.8 (2,492 reviews)
- Founded
- 2019
- Headquarters
- New York, US
- Employees
- 1,200 (2025, Wikipedia) to 2,565 (TipRanks, July 2026)
- Funding or owner
- Reported $44B valuation June 2026; October 2026 press reports a raise near $60B (unconfirmed by company)
- Integrations
- QuickBooks Online, Xero, NetSuite, Sage Intacct, Workday, Oracle Fusion
Buying Ramp: security, admin and contract
- SAML SSO
- Supported (Okta, Google, Microsoft Azure); plan not stated.
- Audit logs
- Plus and Enterprise.
- Contract
- Plus has 30-day free trial, switch plans any time; Enterprise annual, via sales.
- Support
- Free: help center and AI help; Plus: chat, email, phone; Enterprise: dedicated account and CS manager, priority 24/7.
Questions to ask Ramp before you sign
- Is SCIM provisioning included, or a paid add-on?
- Where is our data stored, and can we choose the region?
- Can we sign your standard DPA without changes?
- What will the price be at renewal, and is the increase capped?
Questions are listed where Ramp's public pages leave the answer open.
Who Ramp is for
Choose Ramp if
- Companies that want cards, expenses and AP in one tool and are fine adopting its card.
- Teams that want a free entry tier with QuickBooks Online or Xero.
Look elsewhere if
- Teams that need PO management without the Plus plan (Procurement is Plus or Enterprise only)
- Buyers who want a standalone procurement tool unconnected to a card program.
Ramp pricing
| Plan | Price | Unit | Notes |
|---|---|---|---|
| Free | $0 | per user per month | Corporate card, basic expense and AP, QuickBooks Online and Xero |
| Plus | $15 | per user per month plus platform fee by team size | Budget vs actual, approval workflows, NetSuite and Sage Intacct; 20% off annual; 30-day free trial |
| Enterprise | Custom | Workday, Oracle Fusion; annual billing |
Procurement (PO management, custom intake, card to PO matching) is an add-on on Plus or Enterprise.
Ramp features by buying criteria
| Criterion | What we found |
|---|---|
| Pricing model | Free plan $0; Plus $15 per user per month plus platform fee by team size. |
| Approval workflows and policy controls | Approval workflows on Plus. |
| Corporate cards | Corporate card included on all plans. |
| Accounting integrations | Free: QuickBooks Online, Xero. Plus: NetSuite, Sage Intacct. Enterprise: Workday, Oracle Fusion. |
| Reimbursements and payments | 1099 filing $0.65 per IRS filing, free state filing. |
| Travel and mileage tracking | 24/7 phone support for travel bookings on Plus. |
| PO creation and approval | Procurement add-on: PO management, custom intake. |
| Budget control | Budget vs actual tracking on Plus and Enterprise. |
| Invoice matching | 3-way match against imported POs and item receipts under AP; also against Ramp POs with procurement; plan tier not clear. |
| Price / entry cost | Free; Plus $15 per user per month plus platform fee. |
| Trial / free tier | Free tier plus 30-day Plus trial. |
What reviewers say about Ramp
Praised for
- Easy expense reporting and automatic receipt matching with real-time alerts.
- Accounting integrations (QuickBooks, Xero, NetSuite) save time at month end close.
- Helpful and responsive customer support in many reviews.
- Efficiency gains from one place for cards, expenses and spend controls.
Common complaints
- Support can be slow to resolve issues and hard to reach a person in some reviews.
- Card-first model: fraud handling can mean replacing the card; sudden limit decisions reported.
- Occasional accounting integration snags, especially QuickBooks rules and memos.
- Authorization holds slow to drop off.
Themes paraphrased from public reviews on G2 and similar sites, not quotes.
What most Ramp reviews leave out
- PO functions are a paid add-on and need Plus, so the $0 tier has no purchase orders.
- Plus fee has a platform component based on team size that the page does not quantify.
- ERP depth rises by tier: NetSuite and Sage Intacct only from Plus, Workday and Oracle from Enterprise.
- Procurement can match card transactions to POs, tying approval to actual spend.
- GetApp France comparison (a Gartner Digital Markets site) shows 4.9/5 from 220 reviews.
Ramp alternatives
StampliFinance teams that want invoice approval and PO controls on top of an existing ERP.Contact sales
PrecoroSmall teams that want PO approvals with 2- and 3-way matching at a published price.$499/month billed annually (Core)
ProcurifyMid-size companies that need PO and approval control tied to budgets.Contact sales
ZipMid-market and enterprise teams routing all spend requests through one intake.Contact sales
TipaltiMid-market finance teams with high invoice and payee volumes, especially international.$99/month (Accounts Payable)
BrexStartups and mid-size companies that want cards plus expenses on one platform.$0 per user per month (Essentials)
Ramp compared
Sources
Every fact on this page comes from Ramp's own pricing, product or documentation pages, G2 and company records, checked on October 24, 2026. Unknown values are left out instead of estimated.