Invoicing Software
PayPal Invoicing review
Invoice feature inside a PayPal business account with no monthly fee and per transaction charges.
PayPal Invoicing at a glance
- Category
- Invoicing Software
- Starting price
- No monthly fee; 2.99% + $0.49 per card payment
- Pricing model
- % of spend
- Public pricing
- Yes
- Free plan
- Yes
- Free trial
- No
- Contract
- none
- G2 rating
- 4.3 (210 reviews)
Buying PayPal Invoicing: security, admin and contract
Questions to ask PayPal Invoicing before you sign
- Which plan includes SAML SSO, and what does it cost for our seat count?
- Is SCIM provisioning included, or a paid add-on?
- Which plan includes audit logs, and how long are they kept?
- Where is our data stored, and can we choose the region?
- Can we sign your standard DPA without changes?
- Is there a monthly option, and what are the cancellation and renewal terms?
- What will the price be at renewal, and is the increase capped?
Questions are listed where PayPal Invoicing's public pages leave the answer open.
Who PayPal Invoicing is for
Choose PayPal Invoicing if
- Freelancers whose clients already pay through PayPal.
- Occasional invoicing across currencies.
Look elsewhere if
- Businesses wanting low payment fees.
- Teams needing accounting, time or expense tracking.
PayPal Invoicing pricing
| Plan | Price | Unit | Notes |
|---|---|---|---|
| Invoicing | No monthly fee | per transaction | PayPal/Venmo 3.49% + $0.49; cards and Apple Pay 2.99% + $0.49; Pay Later 4.99% + $0.49; ACH 1% capped at $10 |
International fixed fee varies by currency.
PayPal Invoicing features by buying criteria
| Criterion | What we found |
|---|---|
| Recurring invoices and subscriptions | Recurring invoices or templates. |
| Online payment acceptance | PayPal, Venmo, cards, Apple Pay, Pay Later, ACH. |
| Automated payment reminders | Automatic reminders. |
| Sales tax and multi-currency | 24 currencies in 200+ markets. |
| Pricing model and transparency | Per transaction fees only. |
| Target company size | Freelancers and small businesses. |
What reviewers say about PayPal Invoicing
Praised for
- Easy to use and set up.
- Clients trust and already use PayPal.
Common complaints
- Transaction fees feel high.
- Few billing features beyond invoices.
Themes paraphrased from public reviews on G2 and similar sites, not quotes.
What most PayPal Invoicing reviews leave out
- Invoice payment fees: card 2.99% + $0.49 vs PayPal balance 3.49% + $0.49.
- ACH via Pay by Bank costs 1% capped at $10.
- Supports 24 currencies.
PayPal Invoicing alternatives
Square InvoicesSmall businesses already taking payments through Square.Free; Plus $49/month
Stripe InvoicingBusinesses already processing payments through Stripe.0.4% per paid invoice (Starter)
WaveFreelancers and micro businesses wanting free bookkeeping.$0 (Starter); Pro $19/month
FreshBooksFreelancers and service businesses billing a limited number of clients.$23/month (Lite, 5 billable clients)
Zoho InvoiceFreelancers and micro businesses that want free invoicing.Free
Bill.comFinance teams that run both bill pay and invoicing in one tool with approval chains.$49 per user per month (Essentials)
Sources
Every fact on this page comes from PayPal Invoicing's own pricing, product or documentation pages, G2 and company records, checked on October 24, 2026. Unknown values are left out instead of estimated.