POS Systems
SumUp review
UK-founded card reader and POS company with a $0/month POS Lite and flat in-person rates.
SumUp at a glance
- Category
- POS Systems
- Starting price
- $0/month POS Lite; $499 bundle (Register + Solo reader)
- Pricing model
- flat
- Public pricing
- Yes
- Free plan
- Yes
- Contract
- Mobile reader month-to-month; POS plans 12-month subscription (unclear for POS Lite)
- G2 rating
- 3.3 (6 reviews)
- Founded
- 2012
- Headquarters
- London, UK
- Employees
- About 3,000 (vendor about page)
- Funding or owner
- Private, venture-backed
Buying SumUp: security, admin and contract
Questions to ask SumUp before you sign
- Which plan includes SAML SSO, and what does it cost for our seat count?
- Is SCIM provisioning included, or a paid add-on?
- Which plan includes audit logs, and how long are they kept?
- Where is our data stored, and can we choose the region?
- Can we sign your standard DPA without changes?
- Is there a monthly option, and what are the cancellation and renewal terms?
- What will the price be at renewal, and is the increase capped?
Questions are listed where SumUp's public pages leave the answer open.
Who SumUp is for
Choose SumUp if
- Micro-merchants and market stalls wanting no monthly fee.
- Businesses wanting simple flat-rate processing.
Look elsewhere if
- Larger multi-location retailers or full-service restaurants.
- Merchants needing deep inventory.
SumUp pricing
| Plan | Price | Unit | Notes |
|---|---|---|---|
| POS Lite | $0 | per month | 2.6% + 10c in person; 3.5% + 15c online; 3.5% + 10c/15c keyed |
SumUp features by buying criteria
| Criterion | What we found |
|---|---|
| Hardware and terminals | POS Lite Register plus Solo reader $499 bundle. |
| Payment processing terms | 2.6% + 10c in person; 3.5% + 15c eCommerce. |
| Pricing model | No monthly fee plus flat processing plus hardware. |
| Target company size | Micro and small. |
What reviewers say about SumUp
Praised for
- Fast, simple payments.
- Friendly interface.
Common complaints
- Customer service.
Themes paraphrased from public reviews on G2 and similar sites, not quotes.
What most SumUp reviews leave out
- G2 shows only 6 reviews; Capterra lists SumUp Air at 4.5 from 1,470.
- Contract: mobile reader month-to-month, POS plans 12-month.
SumUp alternatives
Square POSSingle-shop retailers and service businesses that want to start at $0 software.$0/month (Square for Retail Free)
CloverSmall restaurants and retailers wanting bundled hardware plus software.Varies by vertical; Standard bundle $130/month or $849 + $84.95/month (as listed by Clover)
Epos NowSmall retail and hospitality shops wanting bundled hardware.$399 + $84/month (Epos Now US page)
Shopify POSMerchants already running a Shopify online store who add physical locations.POS included in every Shopify plan; Basic from $39/month (third-party), POS Pro $89/location/month
ToastRestaurants, bars and cafes needing table service, kitchen display and online ordering.$0/month on pay-as-you-go Starter Kit; $69/month standard Point of Sale plan (per a Toast article)
HeartlandMerchants who want POS and processing from one provider.Contact sales
Sources
Every fact on this page comes from SumUp's own pricing, product or documentation pages, G2 and company records, checked on October 24, 2026. Unknown values are left out instead of estimated.