POS Systems
Clover review
Fiserv-owned POS and merchant processing platform sold through banks and resellers, with bundled hardware and software plans.
Clover at a glance
- Category
- POS Systems
- Starting price
- Varies by vertical; Standard bundle $130/month or $849 + $84.95/month (as listed by Clover)
- Pricing model
- per device/plan bundle
- Public pricing
- Yes
- Free plan
- No
- G2 rating
- 3.8 (87 reviews)
- Founded
- 2010
- Headquarters
- Sunnyvale, California, US
- Employees
- 400+ (Wikipedia, may be dated)
- Funding or owner
- Acquired by First Data (Dec 2012); owned by Fiserv since 2019
Buying Clover: security, admin and contract
Questions to ask Clover before you sign
- Which plan includes SAML SSO, and what does it cost for our seat count?
- Is SCIM provisioning included, or a paid add-on?
- Which plan includes audit logs, and how long are they kept?
- Where is our data stored, and can we choose the region?
- Can we sign your standard DPA without changes?
- Is there a monthly option, and what are the cancellation and renewal terms?
- What will the price be at renewal, and is the increase capped?
Questions are listed where Clover's public pages leave the answer open.
Who Clover is for
Choose Clover if
- Small restaurants and retailers wanting bundled hardware plus software.
- Merchants buying through their bank or ISO.
Look elsewhere if
- Merchants who want predictable published pricing.
- Buyers who need strong phone support (G2 reviewers complain)
Clover pricing
| Plan | Price | Unit | Notes |
|---|---|---|---|
| Standard (services page) | $130 | per month | or $849 upfront + $84.95/month software |
| Advanced (services page) | $180 | per month | or $1,899 upfront + $84.95/month; includes Station Duo + customer display |
Plans differ by vertical and reseller; third-party guides disagree on restaurant tiers ($79 to $310). Card-present about 2.3% + 10c, keyed 3.5% + 10c (multiple third-party sources).
Clover features by buying criteria
| Criterion | What we found |
|---|---|
| Hardware and terminals | Clover Station Duo, Mini, Flex; Station Duo about $1,799 to $1,899 (third-party) |
| Payment processing terms | About 2.3% + 10c card-present, 3.5% + 10c keyed (third-party); rate depends on reseller. |
| Industry features | Retail, restaurant and services plans. |
| Pricing model | Software plan plus processing plus hardware or financing. |
| Target company size | Small businesses. |
What reviewers say about Clover
Praised for
- Easy to use and quick setup.
- Modern hardware.
Common complaints
- Weak phone support.
- Fees unclear or higher than expected.
- Connectivity problems.
Themes paraphrased from public reviews on G2 and similar sites, not quotes.
What most Clover reviews leave out
- Clover is sold through banks and resellers, so rates and terms vary by reseller.
- Additional devices roughly $11.95 to $19.95/month each (third-party)
- Station Duo financing about $95/month over 36 months (third-party)
Clover alternatives
Square POSSingle-shop retailers and service businesses that want to start at $0 software.$0/month (Square for Retail Free)
ToastRestaurants, bars and cafes needing table service, kitchen display and online ordering.$0/month on pay-as-you-go Starter Kit; $69/month standard Point of Sale plan (per a Toast article)
Shopify POSMerchants already running a Shopify online store who add physical locations.POS included in every Shopify plan; Basic from $39/month (third-party), POS Pro $89/location/month
LightspeedMulti-category retailers needing deeper inventory and reporting.Retail Basic $89/month billed annually or $109 monthly (third-party)
SumUpMicro-merchants and market stalls wanting no monthly fee.$0/month POS Lite; $499 bundle (Register + Solo reader)
Epos NowSmall retail and hospitality shops wanting bundled hardware.$399 + $84/month (Epos Now US page)
Clover compared
Sources
Every fact on this page comes from Clover's own pricing, product or documentation pages, G2 and company records, checked on October 24, 2026. Unknown values are left out instead of estimated.