Accounting Software · Invoicing Software

QuickBooks Online review

Intuit's cloud bookkeeping suite with four paid tiers that scale by user cap (1, 3, 5, 25) rather than per seat.

Researched by Max Benz · Facts checked October 24, 2026 · How we research

QuickBooks Online at a glance

Category
Accounting Software, Invoicing Software
Starting price
$38/month (Simple Start, 1 user)
Pricing model
flat per plan with user cap
Public pricing
Yes
Free plan
Yes
Free trial
Yes
Contract
monthly, no annual contract stated on pricing page
G2 rating
4.0 (3,866 reviews)
Founded
1983
Headquarters
Mountain View, US (Intuit)
Employees
10,001+ (Intuit group)
Funding or owner
Public (Nasdaq: INTU)

Buying QuickBooks Online: security, admin and contract

SAML SSO
No SAML SSO with external identity providers per ThreatLocker and Intuit community answers (older, unverified in current docs)
Contract
Monthly; no annual contract; cancel anytime per pricing page.
Support
Chat on Free; phone support free during trial; priority support and training on Advanced.

Questions to ask QuickBooks Online before you sign

  • Is SCIM provisioning included, or a paid add-on?
  • Which plan includes audit logs, and how long are they kept?
  • Where is our data stored, and can we choose the region?
  • Can we sign your standard DPA without changes?
  • What will the price be at renewal, and is the increase capped?

Questions are listed where QuickBooks Online's public pages leave the answer open.

Who QuickBooks Online is for

Choose QuickBooks Online if

  • Small businesses that work with an outside accountant who already uses QuickBooks.
  • Teams that want a wide third-party app ecosystem.
  • Businesses needing inventory, projects and budgeting on the Plus tier.

Look elsewhere if

  • Companies needing SAML SSO with an external identity provider.
  • Very small freelancers watching cost, since list prices rose in 2025.

QuickBooks Online pricing

QuickBooks Online plans as published on October 24, 2026
PlanPriceUnitNotes
Free$0/month1 user2 invoices per month, 1 bank connection, no integrations or mobile app per pricing page
Simple Start$38/month1 userPromo shown on page: 50% off for 3 months
Essentials$85/month3 usersPromo shown on page: 50% off for 3 months
Plus$140/month5 usersInventory, budgeting, project profitability
Advanced$340/month25 usersCustom user permissions, workflows, batch invoices, priority support

The vendor pricing page currently shows $38/$85/$140/$340. Third-party reports (Woodard, NerdWallet) list $38/$75/$115/$275 after the July 2025 increase, so a further increase after mid-2025 is likely but not confirmed in a vendor notice.

QuickBooks Online features by buying criteria

QuickBooks Online features, checked October 24, 2026
CriterionWhat we found
Invoicing and billingInvoicing with online payments from Simple Start; Free plan limited to 2 invoices per month; bulk invoice creation in beta on Essentials.
Bank feeds and reconciliationAutomated bookkeeping from Simple Start; reconciliation tools listed from Plus; Free plan limited to 1 bank connection.
Financial reportingTop 3 reports on Free, general business reports on Simple Start, enhanced reports on Essentials, custom KPIs and dashboards on Advanced.
Expense and bill managementExpense categorization and free ACH bill pay from Simple Start; $0.50 per standard ACH over monthly allotment; Bill Pay Elite listed for Advanced.
Payroll and sales tax supportPayroll sold as an optional add-on; pricing not on the pricing page.
Accountant access and integrations2 accountant seats on Simple Start to Plus, 3 on Advanced; integrations not available on Free.
Pricing modelTiered flat price with user caps; no per-user price listed.
Target company size1 to 25 users; Advanced aimed at the upper small business end.
Recurring invoices and subscriptionsNot stated on pricing page.
Online payment acceptanceQuickBooks Payments, card and ACH; Free plan gets unlimited invoices if you enable Payments.
Automated payment remindersNot stated on pricing page.
Sales tax and multi-currencyNot verified.
Accounting integrationNative accounting product.
Time and expense billingEmployee time added to invoices from Essentials.
Branding and templatesCustom lead form on Essentials; not verified for templates.

What reviewers say about QuickBooks Online

Praised for

  • Easy to learn and intuitive for non-accountants.
  • Large ecosystem of connected apps and accountant familiarity.
  • Cloud access lets owner and bookkeeper work at the same time.

Common complaints

  • Repeated price increases and promo-then-list pricing.
  • Support quality and billing issues reported by some reviewers.
  • User caps force a jump from Plus (5 users) to Advanced (25 users)

Themes paraphrased from public reviews on G2 and similar sites, not quotes.

What most QuickBooks Online reviews leave out

  • Users are capped by plan (1/3/5/25), so a 20-person team has to buy Advanced at $340/month on the vendor pricing page.
  • Third-party sources and Intuit's own notice documented a list increase effective July 1, 2025 (Simple Start $35 to $38, Essentials $65 to $75, Plus $99 to $115, Advanced $235 to $275)
  • Community answers and a ThreatLocker post state QuickBooks Online does not support SAML SSO with external identity providers; Google sign-in is the alternative.
  • The Free plan appeared on the pricing page with 2 invoices per month and no integrations.
  • Introductory promo is shown as 50% off for 3 months on the vendor pricing page; 2025 sources describe 90% off for 3 months, so promo terms rotate.

QuickBooks Online alternatives

  • XeroTeams that need unlimited users without per-seat cost.
    $27/month (Early)
  • FreshBooksFreelancers and service businesses billing a limited number of clients.
    $23/month (Lite, 5 billable clients)
  • Zoho BooksSmall firms already on Zoho CRM or other Zoho apps.
    $15/month billed annually ($20 monthly) for Standard; Free plan available
  • WaveFreelancers and micro businesses wanting free bookkeeping.
    $0 (Starter); Pro $19/month
  • Bill.comFinance teams that run both bill pay and invoicing in one tool with approval chains.
    $49 per user per month (Essentials)
  • HarvestAgencies and consultancies that bill clients by the hour from tracked time.
    $9/seat/month billed annually (Teams); Free plan $0

Compare all QuickBooks Online alternatives

QuickBooks Online compared

Sources

Every fact on this page comes from QuickBooks Online's own pricing, product or documentation pages, G2 and company records, checked on October 24, 2026. Unknown values are left out instead of estimated.

Sources (4)
  1. pricing page, plans, users, promo (quickbooks.intuit.com)
  2. 2025 price increase (report.woodard.com)
  3. no SAML SSO claim (threatlocker.com)
  4. g2.com