Payroll Software
OnPay review
Small-business payroll with one flat plan, unlimited pay runs and all-state tax filing included.
OnPay at a glance
- Category
- Payroll Software
- Starting price
- $49/month + $6 per worker
- Pricing model
- base fee plus per worker
- Public pricing
- Yes
- Free plan
- No
- G2 rating
- 4.8 (406 reviews)
- Integrations
- QuickBooks Time, Deputy, When I Work
Buying OnPay: security, admin and contract
- Contract
- Not specified on pricing page.
- Support
- Phone, chat and email; Live HR Support is an add-on.
- Implementation
- No implementation fees stated.
Questions to ask OnPay before you sign
- Which plan includes SAML SSO, and what does it cost for our seat count?
- Is SCIM provisioning included, or a paid add-on?
- Which plan includes audit logs, and how long are they kept?
- Where is our data stored, and can we choose the region?
- Can we sign your standard DPA without changes?
- What will the price be at renewal, and is the increase capped?
Questions are listed where OnPay's public pages leave the answer open.
Who OnPay is for
Choose OnPay if
- Small businesses and accounting-firm partners.
- Multi-state small teams needing included filings.
Look elsewhere if
- Teams needing deep third-party integrations.
- Larger employers.
OnPay pricing
| Plan | Price | Unit | Notes |
|---|---|---|---|
| Payroll Essentials | $49 | base/month + $6 per worker | Unlimited pay runs, federal/state/local filings, W-2 and 1099 |
| HR | $15 | base + $2 per worker | |
| HR + Time Tracking | $21 | base + $4 per worker | |
| Bundled HR | $71 | base + $1 per worker | Payroll+HR |
| Bundled HR + Time Tracking | $81 | base + $4 per worker | |
| Time Tracking | $15 | base + $4 per worker | Standalone |
Page headline 'starts at $55 per month' = $49 + one worker. No implementation or integration fees. Contract terms not stated on page.
OnPay features by buying criteria
| Criterion | What we found |
|---|---|
| Pricing model | Base plus per worker. |
| Target company size | Small business (97.7% of G2 reviews) |
| Tax filing and compliance | Federal, state and local filings included. |
| Multi-state payroll | Pay workers in any number of states, no extra fee. |
| Accounting integrations | Not verified. |
| Time tracking and PTO | Time tracking add-on $15 + $4 per worker. |
| Benefits administration | Health, workers comp and 401(k) as add-ons, pay only premiums. |
| Contractor and 1099 payments | 1099 forms included; contractor pricing not listed. |
What reviewers say about OnPay
Praised for
- Responsive support.
- Handles taxes and forms.
- Straightforward setup.
Common complaints
- Limited third-party integrations (TechRepublic)
- No built-in time tracking in base (Merchant Maverick, older)
Themes paraphrased from public reviews on G2 and similar sites, not quotes.
What most OnPay reviews leave out
- Single published price: $49 + $6 per worker with unlimited runs.
- Multi-state included at no extra fee.
- No implementation or integration fees.
- Partner program: 15% revenue share for accounting firms.
OnPay alternatives
GustoSmall US businesses of 1 to a few dozen people wanting simple setup.$49/month plus $6 per person (Simple)
Patriot PayrollVery small businesses watching cost.$17/month + $4 per worker (Basic)
QuickBooks PayrollBusinesses already on QuickBooks Online.$44/month + $6.50 per employee (Payroll + Simple Start, 50% promo for 3 months shown; list $88)
JustworksSmall US companies that want a PEO with benefits and compliance handled for them.$50/month base plus $8 per employee (Payroll plan)
ADP RunSmall businesses wanting a large provider with tax filing and add-on HR/benefits.Contact sales
Paychex FlexMid-size employers wanting a full-service provider with HR and benefits options.Contact sales
Sources
Every fact on this page comes from OnPay's own pricing, product or documentation pages, G2 and company records, checked on October 24, 2026. Unknown values are left out instead of estimated.