HR Software (HRIS) · Payroll Software

Gusto review

Small-business payroll platform that bundles tax filing, benefits and basic HR tools, priced as a base fee plus a per-person fee.

Researched by Max Benz · Facts checked October 24, 2026 · How we research

Gusto at a glance

Category
HR Software (HRIS), Payroll Software
Starting price
$49/month plus $6 per person (Simple)
Pricing model
base fee plus per person
Public pricing
Yes
Free plan
No
Free trial
No
Contract
Monthly
G2 rating
4.6 (9,000 reviews)
Founded
2011
Headquarters
San Francisco, US (formerly ZenPayroll)
Employees
2,400 to 3,000 (estimates)
Funding or owner
Series E, $9.5B valuation in 2021/2022 rounds

Buying Gusto: security, admin and contract

SAML SSO
Reportedly available by contacting support (third-party source); not verified on gusto.com.
SCIM provisioning
Reportedly not offered (third-party)
Contract
Monthly pricing; cancellation terms not verified.

Questions to ask Gusto before you sign

  • Which plan includes audit logs, and how long are they kept?
  • Where is our data stored, and can we choose the region?
  • Can we sign your standard DPA without changes?
  • What will the price be at renewal, and is the increase capped?

Questions are listed where Gusto's public pages leave the answer open.

Who Gusto is for

Choose Gusto if

  • Small US businesses of 1 to a few dozen people wanting simple setup.
  • Companies that pay a mix of W-2 employees and 1099 contractors.

Look elsewhere if

  • Large enterprises needing SCIM or deep identity controls.
  • Companies that need global payroll.

Gusto pricing

Gusto plans as published on October 24, 2026
PlanPriceUnitNotes
Simple$49 + $6per month + per person per monthSingle-state payroll, auto tax filing
Plus$80 + $12per month + per person per monthMulti-state payroll, time tracking, hiring tools
Premium$180 + $22per month + per person per monthHR guidance, same-day and instant pay
Contractor Only$35 + $6per month + per contractor1099-only businesses

Prices as listed on gusto.com/product/pricing. Some Gusto guides list Premium as custom. Active employees only are billed.

Gusto features by buying criteria

Gusto features, checked October 24, 2026
CriterionWhat we found
Core HR and employee recordsEmployee records and self-onboarding on all plans (basic)
Payroll integration or built-in payrollBuilt-in payroll is the core product.
Onboarding and offboarding workflowsEmployee self-onboarding on Simple; hiring and onboarding tools on Plus.
Time off and attendanceBasic PTO on Simple; time and PTO tracking on Plus.
Pricing model and transparencyBase fee plus per-person fee per plan.
Target company sizeSmall businesses (about 84% of G2 reviews)
Tax filing and complianceAutomatic federal, state and local filing on all plans.
Multi-state payrollPlus and Premium; Simple is single-state.
Time tracking and PTOPlus adds time tracking and PTO.
Contractor and 1099 paymentsContractor Only plan $35 + $6 per contractor.

What reviewers say about Gusto

Praised for

  • Ease of use (9.5 of 10 on G2)
  • Quick setup and onboarding.

Common complaints

  • Support rated slightly behind some competitors.

Themes paraphrased from public reviews on G2 and similar sites, not quotes.

What most Gusto reviews leave out

  • Multi-state payroll only starts on Plus ($80 + $12)
  • Simple's price excludes benefits costs and add-ons.
  • SAML SSO is not self-service: reportedly enabled via Gusto support, and SCIM is reportedly unavailable (third-party Stitchflow)
  • Billing counts only active employees.
  • Contractor-only businesses have their own $35 + $6 plan.

Gusto alternatives

  • RipplingCompanies already running payroll and HR on Rippling that want app access tied to employee records.
    $8 per employee per month plus monthly base fee
  • PaycorUS employers with roughly 10 to 1,000 staff that want payroll and HR from one vendor.
    Contact sales
  • JustworksSmall US companies that want a PEO with benefits and compliance handled for them.
    $50/month base plus $8 per employee (Payroll plan)
  • OnPaySmall businesses and accounting-firm partners.
    $49/month + $6 per worker
  • BambooHRSmall and mid-size US companies that want HRIS first and light recruiting in the same system.
    $250/mo flat (Core, 25 or fewer employees); $10 to $10.25 per employee per month above that
  • QuickBooks PayrollBusinesses already on QuickBooks Online.
    $44/month + $6.50 per employee (Payroll + Simple Start, 50% promo for 3 months shown; list $88)

Compare all Gusto alternatives

Gusto compared

Sources

Every fact on this page comes from Gusto's own pricing, product or documentation pages, G2 and company records, checked on October 24, 2026. Unknown values are left out instead of estimated.

Sources (4)
  1. gusto.com
  2. g2.com
  3. company facts (en.wikipedia.org)
  4. third-party SSO/SCIM note (stitchflow.com)