Accounting Software

FreeAgent review

Cloud accounting for freelancers, sole proprietors and small businesses, with a single flat-price plan on the US site and a UK-heavy feature set.

Researched by Max Benz · Facts checked October 24, 2026 · How we research

Not in our comparisons: UK-focused; limited US offering.

FreeAgent at a glance

Category
Accounting Software
Starting price
$27/month ($270/year) regular price; new customers get 50% off first 6 months monthly or first year annual
Pricing model
flat
Public pricing
Yes
Free plan
No
Free trial
Yes
Contract
no contract or setup fees; cancel in app
G2 rating
4.3 (43 reviews)
Founded
2007
Headquarters
Edinburgh, UK
Employees
200-250 (sources differ; vendor profile says over 250)
Funding or owner
Acquired by NatWest Group in 2018
Security
Cyber Essentials Plus (logo on site)

Buying FreeAgent: security, admin and contract

Contract
No contract or setup fees; cancel and download data any time.
Support
Support accountants by email (vendor page)
Implementation
Self-serve; no setup fees.

Questions to ask FreeAgent before you sign

  • Which plan includes SAML SSO, and what does it cost for our seat count?
  • Is SCIM provisioning included, or a paid add-on?
  • Which plan includes audit logs, and how long are they kept?
  • Where is our data stored, and can we choose the region?
  • Can we sign your standard DPA without changes?
  • What will the price be at renewal, and is the increase capped?

Questions are listed where FreeAgent's public pages leave the answer open.

Who FreeAgent is for

Choose FreeAgent if

  • Freelancers and sole proprietors who want simple invoicing, bank feeds and project profitability.
  • UK small businesses working with an accountant on FreeAgent.

Look elsewhere if

  • US companies needing deep US tax and payroll tooling (US page does not mention payroll)
  • Teams that need multi-user seat pricing or an ERP.

FreeAgent pricing

FreeAgent plans as published on October 24, 2026
PlanPriceUnitNotes
US sole proprietor plan (name not shown)$27/month or $270/yearper businessIncludes sales tax reporting and multi-currency invoicing. Smart Capture Unlimited receipt scanning add-on $6/month.

30-day free trial. Multi-year promotion: pay upfront, first 12 months for the price of 6, then 12 for 10 (plan not stated). US page showed only one plan; other plans and user limits not found.

FreeAgent features by buying criteria

FreeAgent features, checked October 24, 2026
CriterionWhat we found
Invoicing and billingRecurring invoices, automatic reminders, estimates, multi-currency.
Bank feeds and reconciliationOnline bank account connection with daily automatic import.
Financial reportingDashboard plus project income, expense and profitability tracking.
Expense and bill managementReceipt scanning via Smart Capture add-on ($6/month)
Payroll and sales tax supportSales tax reporting included; payroll not mentioned on US pages.
Accountant access and integrationsTargets freelancers, small businesses and their accountants; support accountants by email.
Pricing modelFlat monthly or annual fee per business.
Target company sizeFreelancers and small businesses.

What reviewers say about FreeAgent

Praised for

  • Easy to use, G2 ease-of-use about 8.9.
  • Responsive support (G2 quality of support about 8.6)

Common complaints

  • Small review base on G2 (about 43)
  • G2 comparison scores trail QuickBooks Online.

Themes paraphrased from public reviews on G2 and similar sites, not quotes.

What most FreeAgent reviews leave out

  • Regular US price is $27/month with 50% off for new customers for the first 6 months.
  • Owned by NatWest Group since 2018 and focused on UK small businesses, freelancers and accountants.
  • 30-day free trial without credit card.
  • Receipt scanning (Smart Capture Unlimited) is a $6/month add-on, not included.

FreeAgent alternatives

  • QuickBooks OnlineSmall businesses that work with an outside accountant who already uses QuickBooks.
    $38/month (Simple Start, 1 user)
  • XeroTeams that need unlimited users without per-seat cost.
    $27/month (Early)
  • FreshBooksFreelancers and service businesses billing a limited number of clients.
    $23/month (Lite, 5 billable clients)
  • WaveFreelancers and micro businesses wanting free bookkeeping.
    $0 (Starter); Pro $19/month
  • Zoho BooksSmall firms already on Zoho CRM or other Zoho apps.
    $15/month billed annually ($20 monthly) for Standard; Free plan available
  • Oracle NetSuiteMulti-entity mid-market companies outgrowing QuickBooks.
    Contact sales

Sources

Every fact on this page comes from FreeAgent's own pricing, product or documentation pages, G2 and company records, checked on October 24, 2026. Unknown values are left out instead of estimated.

Sources (5)
  1. US pricing page (freeagent.com)
  2. US product page (freeagent.com)
  3. natwestgroup.com
  4. g2.com
  5. capterra.com